Find YouR Perfect Insurance

Health, Dental & Vison Insurance Quotes Fast, Easy & Online!

Contact an Agent!

Call: (310) 297-2700
Email: premierservice@houskainsurance.com
Visit: 1230 Rosecrans Ave. Suite 260
Manhattan Beach, CA 90026

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Individual and Family Health Insurance with Federal Subsidies

Affordable individual & family HMO, PPO, EPO, HSA health insurance plans.

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Individual and Family Health Insurance without Federal Subsidies

We have a large variety of low cost Individual & Family HMO or PPO plans on the private market.

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Affordable Dental Insurance Plans

A health smile starts here with low premiums and great coverage.

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We’ve Located 50+ Health Plans and Discounts Near You

8 Gold Plans

  • Higher premiums/copays
  • In network doctors
  • 80% of services covered

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5 Short Term Plans

  • Low monthly rates
  • No enrollment period
  • Next day coverage

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13 Silver Plans

  • Moderate premiums/copays
  • In network doctors
  • 70% of services covered

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5 PPO Plans

  • Higher out-of-pocket costs
  • Your choice of providers
  • Varying % of services covered

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11 Bronze Plans

  • Low premiums/copays
  • In network doctors
  • 60% of services covered

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4 HMO Plans

  • Low premiums/copays
  • In network doctors
  • 100% of services covered

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Covered California

We assist individuals and employers in determining which insurance plan is appropriate based on their budget and needs. Furthermore, we help each client determine their most accurate current income that will determine the proper Tax Credits to help pay their insurance premium. We present each client with plan options from a range of coverage and insurers and enroll them into a plan.

Question: Can I insure my 23 year old daughter?

Yes: If your daughter is listed as a dependant on your tax return and does not file her own taxes.

Question: What does the Affordable Care Act require of me?

The Affordable Care Act is also known as Obamacare. People who fill out a Federal Income Tax form MUST maintain health insurance for themselves and their dependents. Those who don’t will pay a fine.

Question: What if I can’t afford health insurance?

Individuals and families whose income falls below the level set by the Federal Government will be insured with Medi-Cal.If you are not sure if you qualify for Medi-Cal, call us and we will let you know.>

A Few Major Carriers We Represent